Fraud. They use ur money and keep delaying ur delivery for months. At first they ll tell u the process is completed in 25 days etc, earlier if ur downpayment is 50% or more. But they ll actually take months. In the end they ll tell u that ur case has been rejected and u ll get ur refund after 2 weeks which again is a disaster as those 2 weeks are actually more months wait. Same thing happen if u apply for a refund urself too.
So basically they just get money from people and invest it in their other businesses. And return it to u after months when they have already made lots of profit out of it for themselves.
And dont be fooled. In every 10 or so cases, they deliver to 1 client just to show that they r genuine. Its all a fraud.